Rates
| Account Type | Interest Rate1 |
|---|---|
Savings | Balances from ₱0 to 1,000,000 - 3.25% p.a. Balances in excess of ₱1,000,000 (or from ₱1,000,000.01) and above - 3.75% p.a. |
1 Subject to MariBank’s Terms of Service.
Fees
| Fee Type | Amount2 |
|---|---|
MariBank accounts | Free |
Transfer to other banks/e-wallets via InstaPay and PESONet
| Free and Unlimited
|
Deposit via Linked Accounts | ₱15 processing fee for each cash-in transaction with BPI, Union Bank, and RCBC.
For China Bank and AllBank, please check the partner bank’s transaction pages for the transfer fee (if there are any). |
Bills Payment | Fees vary depending on the biller |
Linked Shopee Account Payment | Free |
2 Fees may change according to the Bank’s internal policies and/or external regulations
Debit Card Fees
| Fee Type | Amount2 |
|---|---|
Local Merchant Payments | Free |
Foreign Currency Mark-up | Starting March 4, 2025, 2% DCC fee will be charged for all overseas online transactions only. (Foreign currency transactions)
Does not apply to local transactions and overseas in-store transactions. |
Dynamic Currency Conversion (DCC) Fee | Starting March 4, 2025, 2% DCC fee will be charged for all overseas online transactions only. (PHP transactions)
Does not apply to local transactions and overseas in-store transactions. |
Virtual Card Issuance Fee | Free |
Physical Card Issuance Fee | ₱49 |
Dispute and Chargeback Service Fee | ₱250 |
Local ATM Cash Withdrawal | ₱15
Note: In the event that the ATM has a transaction fee, only the transaction fee will apply. |
International ATM Cash Withdrawal | Free
Note: Some ATMs may charge a transaction fee. |
Local ATM Balance Inquiry | ₱5 |
International ATM Balance Inquiry | ₱50 |
Credit Card Fees
| Fee Type | Amount2 |
|---|---|
Monthly Interest Rate | 3% |
Late Payment Fee | PHP 850 or the Unpaid Minimum Amount due, whichever is lower |
Annual Fee | ₱0 |
Overpayment Withdrawal Fee | ₱0 |
Processing Fee | ₱0 |
Overlimit Fee | ₱0 |
Cancellation Fee | ₱0 |
Foreign Currency Mark-up | 2% DCC fee will be charged for all overseas online transactions only (Foreign currency transactions).
Does not apply to local transactions and overseas in-store transactions. |
Dynamic Currency Conversion (DCC) Fee | 2% DCC fee will be charged for all overseas online transactions only (PHP transactions).
Does not apply to local transactions and overseas in-store transactions. |
Quasi-Cash Fee | Starting August 24, 2026, a 5% fee will be charged for Quasi-Cash Transactions.
Quasi-cash transactions represent the purchase of funds or items which may be convertible to cash, such as, but not limited to, fund transfers, cash-ins, and other similar transactions as determined by MariBank from time to time. |
Transaction Limits
| Transfer Type | Min Amount | Max Amount (Per Transaction) | Max Amount (Daily)3,4 |
|---|---|---|---|
Transfer to MariBank accounts | ₱1 | ₱500,000 | ₱500,000 |
Transfer to other banks/e-wallets via InstaPay | ₱1 | ₱50,000 | ₱500,000 |
Transfer to other banks/e-wallets via PESONet | ₱1 | ₱500,000 | ₱500,000 |
Linked Shopee Account Payment
| ₱1 | ₱100,000 | ₱100,000 |
Online E-commerce Payment | ₱1 | ₱400,000 | ₱400,000 |
Point-of-Sale (POS) Payment | ₱1 | ₱200,000 | ₱200,000 |
ATM Withdrawal | Varies5 | Varies5 | ₱100,000
up to 15 withdrawals per day |
3 All outgoing transfers count towards the Daily Transaction Limit
4 No limits for Incoming Transfers
5Minimum and Maximum ATM Withdrawal amounts may vary depending on the Mastercard ATM
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For any questions, please call MariBank's Customer Service Hotline at (+632) 8424 8050.
MariBank Philippines, Inc. is regulated by the Bangko Sentral ng Pilipinas, with website: www.bsp.gov.ph.
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